How much do therapy sessions cost with United Behavioral Health plan? While your United Healthcare plan likely covers therapy, the extent of coverage and requirements for coverage depends on your particular plan. If you receive health insurance through your employer, reach out to your employer’s human resources department regarding your mental health benefits. If you cannot find health insurance coverage information for Outpatient Mental Health, you can call the number on your card to contact United Healthcare for assistance and behavioral health resources. If the Outpatient Mental Health line item shows these mental health services are not covered, your health insurance plan does not cover behavioral health programs and services. Here is an example of what your United Healthcare Summary of Benefits may look like, and where to find the Outpatient Mental Health line item: You can find your Summary of Benefits by logging into your United Member Services portal (called “myUnited”), calling member services, or checking your employer’s benefits portal. Therapy is considered a type of outpatient mental health care. To check whether your United Healthcare insurance includes behavioral health and therapy, which encompasses mental health, look for the “Outpatient Mental Health” line item on your Summary of Benefits. How do I check my United Healthcare therapy coverage? There are other situations in which your United Healthcare plan may not cover the specific type of mental health services you are looking for, or where your coverage may not apply until you spend a certain amount on medical services first.
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